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If you’re like most New Mexico homeowners who are looking to sell their homes, you’ve probably found you’re becoming increasingly frustrated with the housing market. Things are moving very slowly, especially outside of Santa Fe. You’re never out of options – you just need to find the right approach.

NO MATTER YOUR SITUATION WE CAN HELP

There are a lot of reasons why you may want to sell your home. You may even find yourself considering a sale for a combination of reasons. Every circumstance provides a different solution, and a set of unique circumstances you’ll need to consider.

CHOOSING THE RIGHT SALES METHOD FOR YOUR HOME

SELLING THROUGH A REALTOR

The average home value in New Mexico sits at $163,000. This may seem like a reasonable number, but the growth of the market has been painstakingly slow. In areas like Belen, the median value sits at $114,000. In Santa Fe, homeowners can expect to fetch $308,000. This is a steep difference when compared to Albuquerque, the state’s second highest value area, where homes are estimated at $169,900. Value disparity is almost shocking in some areas.

Homes are listed for an average of 86 days before selling or going off of the market by other means. The market in New Mexico is dishearteningly unhealthy, which means that these homes often take drastic price cuts or the listings simply expire without renewal. In fact, nearly 17% of homes sold have been subject to at least one price cut, and in a stagnating market, fewer and fewer home transactions are actually being completed.

If you do manage to sell your home through a realtor, you can expect to pay 6% commission. If your home is near the average value for the state of New Mexico, you can expect to pay around $10,000 in commission. If your property is under the jurisdiction of a Home Owner’s Association, document transfer fees can cost as much as $1,000 in addition to a realtor’s fee.

Sell Through a Realtor
For Sale by Owner

FOR SALE BY OWNER

The New Mexico home market isn’t notorious for its speed. There’s been a lot of significant bumps in the road, and home values have been very slow to rebound since the real estate collapse. A great property in a high-demand city can take 3 months to sell. The average property in the average city isn’t likely to fare as well.

With the market being so bleak, you may decide to sell your home by owner. This can ultimately wind up costing you more than it saves. You’re responsible to pay for listing, staging the home, and advertising the sale. In a slow market, you could be spending for a long time in order to sell your home.

Since you don’t have the same resources as agent has, you’ll likely need to enact numerous price cuts to make the home more attractive. Selling by yourself can quickly become a drain on your finances. If you want a guaranteed sale, you can always sell to a home investor. This has its own pros and cons, but it may be your best option.

SELLING TO AN INVESTOR

Home investors are really the only group of people who are willing to purchase any property, anywhere, in any condition. Investors purchase with cash, and this drastically simplifies the process. You don’t have to wait around, and you’re free to move on much sooner than you would if you choose to sell through a real estate agent or the traditional by owner route.

With an investor, you’re immediately taking a significant price cut. This can sometimes be a drawback, but it can also be the only way you can get your home to sell fast without wasting time or money. If your house is out of date, in need of repairs, facing foreclosure, or needs to be sold before you move away, an investor might be your best option. After all is said and done, you’re probably not losing as much money as it may appear on the surface.

If you want a guaranteed sale, you can always sell to a home investor. This has its own pros and cons, but it may be your best option. Home investors don’t offer full market value for a home, because they intend to spend money renovating the property.

Investors buy with cash, and they buy fast. When you consider how much you’ll spend maintaining and renovating the property while you’re waiting for it to sell, an investor may actually be a more economical route.

Real Estate Investor Offer

FINDING HONEST INVESTORS

Shady investors are out there, and they’re looking to get their hands on your home. If something seems too good to be true, it probably is. Some of these people claim to live in different countries, and they offer to buy homes over the phone with large amounts of cash. Sometimes, the offer even exceeds the value of the home. An investor has to turn a profit, and they can’t do that if they’re overpaying.

A real investor will always offer below market value for your home, because they intend to spend large amounts of money revamping the property. The investor should be able to tell you how their offer was generated, and what they intend to do with your home once they’ve purchased it. They’ll never ask you to privately sign papers, especially if they’re difficult to understand. Great investors always utilize the fullest transparency.

Shady investors tend to prey on people experiencing financial hardships or attempting to avoid foreclosure. They’ll charge you rent that was higher than the mortgage you couldn’t afford to pay, and they intend to profit off of you before they evict you and move in a new tenant.

Always thoroughly research a home investment company before you decide to work with them. Read reviews and testimonials that highlight past user experiences. Ask as many questions as you can think to ask – a legitimate investor is prepared to answer them.

If you’re getting the run around, answers don’t make sense, or you’re presented with a document that seems to be exploiting you, you can always contact the New Mexico Consumer Protection offices.

NEW MEXICO INVESTORS SPECIALIZE IN HELPING HOME OWNERS IN DIFFICULT SITUATIONS

What to Do in Foreclosure

Because of the way New Mexico foreclosure law is structured, nonjudicial foreclosures are almost impossible. They’re rarely utilized because the majority of mortgage formats do not allow for them, so the vast majority of homeowners will find themselves in courtrooms. Read more

What to do as a Landlord

If you don’t want to rent a property anymore, you can always sell it. Buyers don’t want your tenants, so you’ll have to get them out first. If you have good tenants, this may be a little easier. If you have bad tenants, you may want to watch your step. Read more

What to do if you're in Probate

Though probate isn’t always necessary, it certainly isn’t uncommon. Since it’s such a regular procedure, each state has their own probate shortcuts. Read more

What to do if Home needs repairs

Whether or not to fix before selling is a debate that crosses the minds of a lot of homeowners. A modernized property with no defects is always going to sell the fastest, so this makes the prospect of bringing the property up to its fullest potential appear even more attractive. Read more

Working with a legitimate Investor

Home Buyers USA would be delighted to be the home investor you choose. We know that most people turn to home investors when all else fails, or when times have gotten tough.

Selling your home is a stressful ordeal, and we understand that you’ve probably found yourself in less than ideal circumstances. We’re prepared to help you navigate the labyrinth of court processes, short sales, and slow moving housing markets.

Contact us with information about your property and your current situation. We may be able to prepare a quick cash offer for your home. If you’re facing serious time constraints, we’ll be able to help you beat the pressing deadlines. The sooner you contact us, the sooner we can help.

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